We offer several types of optional insurance plans to protect you during the rental period. Supplemental Liability Insurance (SLI) provides protection against bodily injury and property damage to others for which you are legally liable. Personal Accident and Effects Insurance (PAE) protects you and your passengers against accident, injury and loss to personal property. Emergency Sickness Plan (ESP) provides international renters visiting the U.S. with coverage for medical expenses resulting from sickness.

Q: What is SLI?
A: SLI is excess automobile liability insurance that protects you and all authorized drivers of the rental vehicle against third-party bodily injury and property-damage claims.
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Q: What are the benefits of purchasing SLI?
A: At most locations, other liability protection available to the renter from any source will be primary and apply first in the event of an accident.

When SLI is purchased, liability protection provided by Our car rental provider and the SLI carrier becomes primary and applies before other liability protection available to you. This means that you probably won't have to call upon your other protection unless the loss exceeds the SLI limit or results from your use of the vehicle in violation of the terms of the rental agreement. By not having to file a claim under your own policy, you can probably avoid possible premium increases or even cancellation.

Another benefit is that SLI provides a high limit of liability protection that might not otherwise be available to the renter.
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Q: What is the SLI limit of liability?
A: By accepting SLI, the limit of liability protection available to the renter or authorized driver is $1 million combined single limit.
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Q: What does Personal Accident and Effects Insurance (PAE) cover?
A: PAE provides renters and occupants of the rental vehicle with an accidental death benefit and coverage for certain medical expenses resulting from an accident. Renters are protected both in and out of the rental vehicle during the entire rental period, and others are covered while occupying the vehicle.

In addition, PAE provides protection against loss of or damage to certain personal property of the renter and individuals traveling with the renter.
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Q: What is the Emergency Sickness Plan (ESP)?
A: ESP protects international renters possessing a non-U.S. passport against certain medical expenses resulting from sickness occurring during the rental period. It also covers other members of the renter's traveling party who also have non-U.S. passports. By purchasing PAE in combination with ESP, international renters who might otherwise have no medical coverage available to them while in the U.S. are protected against medical expenses that result either from accident or sickness.
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